Elizabeth Cameron learned the importance of life insurance and good financial planning when she was widowed at a young age, with her two children both in college. Working in the life insurance and financial planning industry for nearly ten years, she helps families make Long-Term Care planning and care-giving decisions. A specialist, with certification in the field, (CLTC), she helps clients take advantage of little know tax incentives that allow them to take a portion of their assets to pay on a tax-advantage basis. If your assets provide your income in retirement, a plan can help to protect your income. Long-term Care Planning is an integral part of retirement planning.